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Ever wonder why some grow their wealth faster than others while some are struggling with debts? Why some individuals or companies are able to secure more loans or funding to help themselves increase their personal wealth or company value? In this book, you will discover: ·       Why certain debts are good for wealth-building ·       How to deal with individual bad debts ·       How to turn bad credit score into good credit score which helps you to get more loans for personal wealth-building ·       How to construct your millionaire plan with risk management ·       How to identify the financial health of a company ·       How to raise funds for a company, and ·       How to do corporate restructuring, merger and acquisition. This is a must-read book for everyone. The contents of the book with various methods and strategies will surprise many individuals and entrepreneurs. It is easy to understand and follow for achieving unbelievable growth and development. If you want to fast track the growth of your personal wealth and/or company value, this book should be your next investment! If you still lack in idea of financial guidance, then this is the book that you should rely on. This should be an important book for everyone! Personally, I feel that everything shared in this book is easy to read and it is really easy to follow the guide. Surprisingly, this book is an eye-opener for me. The guide can be used at your own advantage when the time arrives. I fell into it and I never see life the same way again when it comes to my personal growth and even to my business. DATO’ SERI JAMES WONG, BBA, MBA Advisor, Consortium of Malaysian Universities If one is looking for a book about money management, one can find many books available. This book is uniquely written, it helps us to understand holistically how money is created and at the same time, money is the engine for the purpose of growing wealth. Debts when rightfully apply will be scalable to our advantages. It is just like fire needs to be well-managed. It will destroy us when it is uncontrollable. I find nuggets of sound advice soaked in practical real-life solutions which make it wise advice. This is a must-read and reread book for reference. SAMUEL SHAM, BBA, CFOS, CFP  Chief Financial Officer, BeepBeep Nation LLC This book truly lives up to its title. Eva and Victor managed to somehow make this book a mini encyclopaedia for topics that are usually covered in volumes of books. “Money Guide for Individuals & Companies” is not only good for individuals who want to fast track wealth accumulation or entrepreneurs who aim to multiply their business through leveraging, it is also a great learning tool for insurance practitioners and those who aspire to be